Auto Insurance
We offer a full line of vehicle policies:

The state of Viriginia requires all vehicles to be insured for the following coverages:

• Bodily Injury Liability - Covers accidental injury or death of another person if caused by you in an automobile related accident.
• Property Damage Liability - Covers accidental damage to other people's property if caused by you in an automobile related accident.
• Defense Costs - Covers court costs, legal expenses and attorney's fees.
• Uninsured / Underinsured Motorist - Covers injury suffered by you, your family and anyone riding in your car against the uninsured / underinsured or hit-and-run driver.

Coverages that may be required by your leinholder:

• Collision - Covers you for damage to your car in an accident, regardless of who was at fault.
• Other Than Collision (Comprehensive) - Covers your car against damage from fire, lightning, flood, theft, glass breakage, falling objects, and other specified perils.

Optional coverages:

• Medical Payments - Covers you and your family in any car, and anyone riding in your car for medical expenses resulting from an accident.
• Loss of Income - Covers you for loss of income due to an auto accident.
• Towing and Labor - Covers the cost of towing expenses for a disabled or wrecked vehicle.
• Rental Reimbursefment - Covers the cost of renting a car while your car is being repared or replaced after an accident.